:root{--navy:#11283b;--gold:#a77a29;--cream:#f8f6f0;--muted:#58646d;--line:#dcdedc}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--cream);color:var(--navy);font:16px/1.7 Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}a:hover{text-decoration:underline;text-underline-offset:5px}a:focus-visible{outline:3px solid var(--gold);outline-offset:6px}.skip{position:absolute;left:15px;top:-100px;background:white;padding:10px;z-index:5}.skip:focus{top:10px}.header{height:110px;padding:18px 6%;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);background:#faf9f5}.logo{width:300px;max-height:78px;object-fit:contain;object-position:left}nav{display:flex;gap:35px;align-items:center;font-size:12px;text-transform:uppercase;letter-spacing:.09em}.nav-contact{border:1px solid #bd9d5f;border-radius:30px;padding:12px 24px}.nav-contact span{margin-left:20px}.hero{min-height:680px;height:calc(100svh - 110px);max-height:900px;position:relative;display:flex;align-items:center;background:linear-gradient(90deg,rgba(255,246,220,.7),rgba(255,246,220,.15) 50%,transparent 73%),url('assets/coast.png') center/cover}.hero-content{padding:65px 6%;max-width:820px}.eyebrow{font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.18em;margin:0 0 28px}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.03;letter-spacing:-.045em;margin:0 0 28px}h1{font-size:clamp(62px,7.8vw,116px)}h2{font-size:clamp(40px,4.2vw,64px)}h3{font-family:Georgia,serif;font-size:29px;font-weight:400;line-height:1.25;margin:0 0 14px}p{margin:0 0 20px}.rule{display:block;width:60px;height:3px;background:var(--gold);margin:30px 0 20px}.hero-copy{font-size:clamp(18px,1.7vw,25px);line-height:1.5;max-width:630px}.button{background:var(--gold);color:white;display:inline-flex;gap:45px;align-items:center;border-radius:30px;padding:16px 28px;font-size:12px;text-transform:uppercase;letter-spacing:.1em;margin-top:15px}.button:hover{background:#8e651e;text-decoration:none}.hero-caption{position:absolute;bottom:20px;right:6%;color:white;font-size:9px;text-transform:uppercase;letter-spacing:.16em;text-shadow:0 1px 5px #172536}.section{max-width:1440px;padding:100px 7%;margin:auto}.intro{display:grid;grid-template-columns:1fr 2fr;gap:70px}.intro>div{max-width:760px}.intro p:not(.eyebrow){color:var(--muted)}.lead{font-size:24px;line-height:1.5}.services{border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1.5fr;gap:90px}.service-list article{display:grid;grid-template-columns:40px 1fr;gap:20px;padding:28px 0;border-top:1px solid var(--line)}.service-list p{font-size:15px;color:var(--muted);margin:0}.service-number{font-size:11px;color:var(--gold);padding-top:7px}.approach{background:var(--navy);color:var(--cream)}.approach-inner{display:grid;grid-template-columns:1fr 1.2fr;gap:110px}.approach .eyebrow{color:#d2b77c}em{font-style:normal;color:var(--gold)}.approach em{color:#cda85e}.approach-steps article{border-top:1px solid #4a5967;padding:25px 0}.approach-steps h3{font-size:26px}.approach-steps p{color:#c7ced4;font-size:15px;margin:0}.closing{display:grid;grid-template-columns:1fr 1.4fr;gap:15px 70px}.closing>.eyebrow{grid-column:1/-1}.closing>div{max-width:420px}.closing p{color:var(--muted)}footer{padding:45px 7%;background:#eeeee8;display:flex;gap:30px;justify-content:space-between;font-size:11px}footer p{margin:8px 0 0}.contact-main{min-height:75vh;padding-top:80px;padding-bottom:110px}.contact-main h1{font-size:clamp(65px,7vw,100px)}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;margin-top:55px}.contact-grid>div:first-child{max-width:450px}.contact-grid p:not(.lead){color:var(--muted)}.country-badge{display:inline-flex;align-items:center;gap:12px;border:1px solid #d6d6cd;padding:9px 15px;border-radius:24px;font-size:12px;margin-top:15px}.contact-details>div{border-top:1px solid var(--line);padding:22px 0}.contact-details .eyebrow{margin:0 0 9px;color:var(--gold)}.contact-details a{font-size:clamp(18px,2vw,27px);overflow-wrap:anywhere}.contact-details p{font-size:21px}.contact-details span{font-size:14px}.legal{max-width:960px;min-height:70vh}.legal h1{font-size:65px}.legal h2{font-size:28px;margin-top:40px}.legal a{text-decoration:underline}.small{font-size:12px;color:var(--muted)}@media(max-width:850px){.header{height:95px;padding:15px 5%}.logo{width:230px;max-height:65px}nav{gap:18px;font-size:10px}.nav-contact{padding:10px 14px}.nav-contact span{display:none}.hero{height:auto;min-height:710px;background-position:62% center;align-items:flex-start}.hero-content{padding-top:65px;max-width:650px}.hero h1{font-size:80px}.hero .eyebrow{max-width:270px}.hero-caption{font-size:8px;left:6%;right:auto}.section{padding:70px 6%}.intro,.services,.approach-inner,.closing,.contact-grid{grid-template-columns:1fr;gap:35px}.intro{gap:10px}.service-list article{padding:24px 0}.closing>.eyebrow{margin-bottom:0}.contact-grid{margin-top:45px}footer{flex-wrap:wrap}}@media(max-width:520px){.header{height:86px}.logo{width:185px;max-height:58px}nav{gap:16px}nav a:first-child{display:none}.nav-contact{border:0;padding:0}.hero{min-height:690px;background-position:65% center;background-image:linear-gradient(180deg,rgba(255,246,220,.9),rgba(255,246,220,.7) 45%,rgba(255,246,220,0) 70%),url('assets/coast.png')}.hero-content{padding:45px 6%}.hero h1{font-size:64px}.hero-copy{font-size:18px}.hero .eyebrow{font-size:9px;margin-bottom:25px}.rule{margin-top:25px}.button{padding:14px 24px}.lead{font-size:21px}.contact-main h1{font-size:65px}.legal h1{font-size:48px}.desktop{display:none}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Reviewed design: quieter hero, clear services, complete mobile navigation. */
:root{--gold:#8a641e}
.header{height:96px}.logo{width:265px;max-height:72px;height:auto}nav a{min-height:44px;display:inline-flex;align-items:center}
.hero{height:auto;min-height:590px;max-height:none;background-image:linear-gradient(90deg,rgba(255,248,230,.94),rgba(255,248,230,.8) 35%,rgba(255,248,230,.12) 65%,transparent 78%),url('assets/coast.png');background-position:center}
.hero-content{max-width:800px;padding-top:65px;padding-bottom:65px}.hero h1{font-size:clamp(58px,5.6vw,80px);line-height:1.06;letter-spacing:-.04em}.eyebrow{font-size:11px}.hero .eyebrow{margin-bottom:22px}.rule{margin:22px 0}.hero-copy{font-size:25px;line-height:1.4;font-weight:500;margin-bottom:17px}.hero-detail{max-width:470px;font-size:16px;line-height:1.65}.hero-actions{display:flex;align-items:center;gap:25px;flex-wrap:wrap}.hero-actions .button{margin:5px 0}.secondary-link{font-size:13px;min-height:44px;display:inline-flex;align-items:center;border-bottom:1px solid var(--gold)}.button{font-size:11px;gap:26px;min-height:48px}
.need-strip{display:grid;grid-template-columns:repeat(3,1fr);padding:0 6%;background:#eeeee7;border-bottom:1px solid var(--line)}.need-strip a{padding:25px 20px;font-size:14px;border-right:1px solid #d7d9d3}.need-strip a:first-child{padding-left:0}.need-strip a:last-child{border:0}.need-strip span{display:block;color:var(--muted);font-size:12px;margin-bottom:3px}.section{padding-top:85px;padding-bottom:85px}.section-heading>p:last-child{color:var(--muted);max-width:340px;font-size:15px}.person{display:flex;gap:20px;align-items:center;border-top:1px solid var(--line);padding-top:28px;margin-top:32px}.person h3{font-size:25px;margin:0 0 5px}.person p{font-size:14px;margin:0}.person-monogram{width:70px;height:70px;flex-shrink:0;border:1px solid #b89b60;border-radius:50%;display:grid;place-items:center;font:27px Georgia,serif;color:var(--gold)}.service-link{display:inline-block;min-height:44px;padding:10px 0;font-size:12px;color:var(--gold)}.closing-phone{margin-top:20px;font-size:15px}.contact-main h1{font-size:clamp(48px,5.5vw,74px)}.service-hero{padding-bottom:40px}.service-hero h1{font-size:clamp(44px,5vw,74px);max-width:900px}.service-hero .lead{max-width:720px}.back-link{display:inline-block;font-size:12px;min-height:44px;margin-bottom:20px}.service-detail{display:grid;grid-template-columns:1fr 1.3fr;gap:100px;padding-top:35px;border-top:1px solid var(--line)}.service-detail h2{font-size:38px}.service-detail h3{font-size:24px;margin-top:30px}.service-detail p{color:var(--muted)}.outcomes{padding-left:20px}.outcomes li{padding:7px 0}.outcomes li::marker{color:var(--gold)}.contact-details a{display:inline-block;min-height:44px}footer a{display:inline-block;padding:5px 0}footer p{margin-top:4px}
@media(max-width:850px){.header{height:92px}.logo{width:225px}.hero{min-height:590px;background-position:62% center}.hero-content{max-width:650px}.hero h1{font-size:62px}.hero-copy{font-size:22px}.need-strip{padding:0 5%}.need-strip a{padding:20px 12px;font-size:12px}.need-strip span{font-size:11px}.service-detail{grid-template-columns:1fr;gap:25px}.section{padding-top:65px;padding-bottom:65px}.service-hero{padding-bottom:30px}}
@media(max-width:520px){.header{height:auto;min-height:112px;display:flex;flex-direction:column;align-items:flex-start;gap:5px;padding:12px 6% 5px}.logo{width:205px;max-height:60px}nav{width:100%;gap:25px;font-size:11px;justify-content:flex-start}nav a:first-child{display:inline-flex}nav a{min-height:40px}.nav-contact{margin-left:auto}.hero{min-height:0;background-position:70% center;background-image:linear-gradient(90deg,rgba(255,248,230,.96),rgba(255,248,230,.83) 70%,rgba(255,248,230,.45)),url('assets/coast.png')}.hero-content{padding:40px 6% 45px}.hero h1{font-size:48px}.hero .eyebrow{font-size:10px;max-width:100%;letter-spacing:.12em}.hero-copy{font-size:21px}.hero-detail{font-size:15px;max-width:350px}.hero-actions{gap:10px 20px}.hero-actions .button{font-size:10px;padding:14px 20px}.secondary-link{font-size:12px}.need-strip{grid-template-columns:1fr;padding:0 6%}.need-strip a,.need-strip a:first-child{border-right:0;border-bottom:1px solid #d7d9d3;padding:14px 0;font-size:13px}.need-strip span{font-size:11px}.section{padding:50px 6%}.section h2{font-size:37px}.service-list article{grid-template-columns:24px 1fr;gap:12px}.service-list h3{font-size:26px}.service-detail h2{font-size:32px}.contact-main h1{font-size:48px}.contact-grid{margin-top:30px;gap:25px}.person{align-items:flex-start}.person-monogram{width:52px;height:52px;font-size:22px}.service-hero h1{font-size:44px}.legal h1{font-size:44px}footer{gap:20px}}

/* Editorial refinements: service names and practical questions lead the layout. */
.service-list article{display:block}.service-number{display:none}.service-list h3{max-width:500px}.approach-steps h3{font-size:24px;max-width:430px}.person-monogram{display:none}.person{border-left:3px solid #b89b60;padding-left:22px}.faq{border-bottom:1px solid var(--line);display:grid;grid-template-columns:1fr 1.5fr;gap:90px}.faq>div>p:last-child{max-width:340px;color:var(--muted);font-size:15px}.faq details{border-top:1px solid var(--line);padding:0}.faq summary{cursor:pointer;padding:22px 35px 22px 0;min-height:54px;font-size:16px;position:relative;list-style:none;line-height:1.5}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:'+';position:absolute;right:5px;top:20px;font-size:22px;color:var(--gold)}.faq details[open] summary::after{content:'−'}.faq details p{color:var(--muted);font-size:15px;margin:0;padding:0 30px 22px 0}.faq summary:focus-visible{outline:3px solid var(--gold);outline-offset:4px}@media(max-width:850px){.faq{grid-template-columns:1fr;gap:20px}}@media(max-width:520px){.faq summary{font-size:15px}.approach-steps h3{font-size:23px}}

.capability-link{display:flex;justify-content:space-between;gap:20px;align-items:center;min-height:44px;padding:9px 0;font-size:15px;border-top:1px solid #e5e4dd}.capability-link span{color:var(--gold)}.capability-hub{padding-top:0}.capability-group{display:grid;grid-template-columns:1fr 1.6fr;gap:70px;border-top:1px solid var(--line);padding:38px 0}.capability-group h2{font-size:39px}.capability-group article{padding:0 0 25px;margin-bottom:25px;border-bottom:1px solid var(--line)}.capability-group article:last-child{margin-bottom:0;border-bottom:0;padding-bottom:0}.capability-group h3{font-size:29px}.capability-group p,.hub-intro{color:var(--muted);max-width:680px}.report-outline{border-top:1px solid var(--line)}.report-columns{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin:40px 0}.report-columns h3{font-size:25px}.report-columns p{font-size:15px;color:var(--muted)}.support-note{border-top:1px solid var(--line)}.support-note h2{font-size:38px}.support-note p{max-width:700px}.support-note p a{text-decoration:underline}@media(max-width:850px){.capability-group{grid-template-columns:1fr;gap:20px}.report-columns{grid-template-columns:1fr;gap:15px}}@media(max-width:520px){.capability-group h2{font-size:33px}.capability-link{font-size:14px}.capability-group h3{font-size:26px}}

.values{border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1.5fr;gap:90px}.values-intro>p:last-child{color:var(--muted);font-size:15px;max-width:340px}.values-list{display:grid;grid-template-columns:1fr 1fr;gap:30px 40px}.values-list article{border-top:1px solid #cbb88e;padding-top:20px}.values-list h3{font-size:25px;margin-bottom:12px}.values-list p{font-size:15px;color:var(--muted);margin:0}@media(max-width:850px){.values{grid-template-columns:1fr;gap:25px}}@media(max-width:520px){nav{gap:16px;font-size:10px}.values-list{grid-template-columns:1fr;gap:22px}.values-list h3{font-size:25px}}

.insurance-note{max-width:1238px;margin:0 auto;padding:0 7% 65px}.insurance-note h2{font-size:27px;border-top:1px solid var(--line);padding-top:28px}.insurance-note p{max-width:720px;font-size:14px;color:var(--muted)}.registered-office{max-width:360px}footer{flex-wrap:wrap}@media(max-width:520px){.insurance-note{padding:0 6% 45px}}